12 Best Hidden Tricks Banks Use to Protect Your Wealth in 2025
Financial institutions are deploying advanced, invisible defenses to combat the rising tide of fraud fueled by generative AI and organized crime. In 2024, 79% of organizations faced payment fraud attempts, with 60% of banks and fintechs reporting increased fraud activity. Banks now rely on silent, frictionless security layers—behavioral biometrics, mobile authentication, and geofencing—to safeguard assets without disrupting legitimate users.
Behavioral biometrics track unique user interactions like typing and swiping, creating digital fingerprints. Silent mobile authentication verifies identity through SIM and device signals, eliminating SMS vulnerabilities. Invisible geofencing uses GPS and network data to block transactions with impossible velocity or high-risk origins.
